Disaster Breeds Hope

Well I don't have to worry about that dent in the right side of my car anymore. On November 18, I was driving home from school when the driver of a GMC Sierra truck passed out (he had 3 hours of sleep and was taking meds for his PTSD), hit my car, and then crashed into a Jeep SUV in front of me. My car is totaled and I had to go to the ER, get X-rayed, and get medication.

I tried to get as much rest as I could (I was even ordered to be on bed rest for 3 days by my doctor). However that proved difficult. Getting the rental car, dealing with the guy's insurance company, car shopping, writing up substitute lesson plans, and dealing with the ex-husband were all on my "to do" list.

Somehow, everything worked out. I have awesome co-workers and they took care of my work stuff, I got a check for $10k for my car, and I found a new-to-me car that I love! Once I got that check, I was excited to go car shopping but XH first had to sign some papers with me to allow the insurance company to pay off the rest of the car loan. That meant XH found out how much $$$ I was getting from this car accident. Long story short, we're going to try to use the settlement money to pay off the loan on our house we had to short sale. If the mortgage company accepts our offer, this will end the last connection I have with the XH. Please pray that this works out!

So how did I get my "new-to-me" car if I'm using the insurance pay out for the mortgage? I applied for a car loan and was APPROVED. Now the APR is crazy, but the payment is affordable and paying on it each month will help rebuild my credit. I'm so happy that financially speaking, things are coming together and I'm moving on with my life!